Personal Loan
Up to ₹25 Lakhs
Interest rates starting from 10.25% p.a. Compare offers from 85+ banks and NBFCs. Approved in 10 minutes, money in your account within 24 hours.
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Check eligibility instantly. Zero credit score impact.
Compare Personal Loan Interest Rates 2025
Final offer depends on your credit profile and lender assessment.
| Lender | Interest Rate | Processing Fee | Max Amount | Max Tenure | |
|---|---|---|---|---|---|
|
H
HDFC Bank
|
10.75% p.a. | Up to 2% | ₹40 Lakhs | 6 Years | Apply → |
|
I
ICICI Bank
|
10.50% p.a. | Up to 2.5% | ₹50 Lakhs | 6 Years | Apply → |
|
A
Axis Bank
|
10.99% p.a. | Up to 2% | ₹40 Lakhs | 5 Years | Apply → |
|
S
SBI
|
11.00% p.a. | Up to 1% | ₹20 Lakhs | 6 Years | Apply → |
|
B
Bajaj Finance
|
11.00% p.a. | Up to 3.93% | ₹35 Lakhs | 8 Years | Apply → |
|
T
Tata Capital
|
10.99% p.a. | Up to 2.75% | ₹35 Lakhs | 6 Years | Apply → |
|
K
Kotak Bank
|
10.99% p.a. | Up to 3% | ₹40 Lakhs | 5 Years | Apply → |
|
I
IDFC FIRST
|
10.99% p.a. | Up to 3.5% | ₹1 Crore | 5 Years | Apply → |
* Rates are indicative and subject to change. Final rate depends on credit profile and lender policy.
Personal Loan EMI Calculator
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Why Choose IndiaLoans?
We compare 85+ lenders so you always get the best deal.
Instant Approval in 10 Min
AI evaluates your profile across 85+ lenders simultaneously. Decision in minutes, 24×7.
Lowest Interest Rates
Starting from 10.25% p.a. We compare all lenders to find you the most competitive rate.
Minimal Documentation
PAN, Aadhaar and 3 months bank statements. Upload digitally — zero physical paperwork.
85+ Lending Partners
HDFC, ICICI, Axis, SBI, Bajaj Finance, Tata Capital and 79 more — all in one place.
Bank-Grade Security
256-bit SSL encryption. Your data is never sold. Fully RBI compliant.
100% Digital Process
Apply in 2 minutes from your phone. No branch visits. Money in account in 24 hours.
Eligibility Criteria
💡 Don't fully qualify? Apply anyway — our 85+ lenders have flexible criteria. One may still have an offer for you.
Documents Required
✓ For Salaried Applicants
- PAN Card (mandatory)
- Aadhaar / Passport / Voter ID
- Last 3 months salary slips
- Last 6 months bank statements
- Form 16 or latest ITR
✓ For Self-Employed Applicants
- PAN Card (mandatory)
- Aadhaar / Passport
- Last 2 years ITR with computation
- Last 12 months bank statements
- Business registration proof (GST, trade licence)
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Basic Details
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